Payment Programs

Merchant Payment Programs

When onboarding a merchant, Atlas Payments offers four hardware payment program options that may be presented in proposals for new or existing merchants, subject to approval and qualification.

1. Free Hardware

• Hardware is provided at no upfront cost

• A 36-month Early Termination Fee (ETF) is included in the Merchant Processing Agreement

• The ETF equals the total hardware and deployment costs, including shipping and accessories

Qualification Requirements:

• 2–3 months of recent credit card processing statements

• 36-month ETF acknowledgment

• Estimated ROI under 4-5 months

2. Buy-One-Get-One (BOGO)

• The merchant purchases a primary device

• Atlas Payments provides a second device at no cost

• The ETF equals the total hardware and deployment costs, including shipping and accessories

Qualification Requirements:

• The ETF may be waived upon approval

• Approval is based on the merchant’s processing performance and risk profile

3. Monthly Installments

• Hardware is paid in two (2) or four (4) monthly installments

• Payments are billed monthly and collected via credit card or ACH

• Payments are collected immediately after the agreement is executed

• First installment is due at signing

Qualification Requirements:

• No ETF applies unless explicitly specified

4. Pay-in-Full

• The merchant purchases all hardware in a single upfront payment

• Payment is due immediately after signing via credit card or ACH

Qualification Requirements:

• No ETF applies unless explicitly specified

Installation Fees (Optional)

Sales representatives may add an installation fee at their discretion. If added, the installation fee is collected at signing of the proposal and is paid in full or can be done via monthly installments.

NOTE: Installation fees serve as additional compensation to the sales representative, separate from residuals