Payment Programs

Merchant Payment Programs

When onboarding a merchant, Atlas Payments offers four hardware payment program options that may be presented in proposals for new or existing merchants, subject to approval and qualification.

1. Free Hardware

• Hardware is provided at no upfront cost

• A 36-month Early Termination Fee (ETF) is included in the Merchant Processing Agreement

• The ETF equals the total hardware and deployment costs, including shipping and accessories

Qualification Requirements:

1. The full residual is applied toward repaying the cost of any free hardware

2. 2–3 months of recent processing statements or sales data

3. 36-month ETF acknowledgment

4. ROI within 3-5 months

If an account generates $780 in monthly residuals and the free hardware balance is $2,000, the full $780 will be applied to the hardware balance for 2.5 months. After the balance is paid off, the sales representative will receive $390 per month.

2. Buy-One-Get-One (BOGO)

• The merchant purchases a primary device(s)

• Atlas Payments provides a second or multiple device(s) at no cost

• The ETF equals the total hardware and deployment costs, including shipping and accessories

Qualification Requirements:

1. The full residual is applied toward repaying the cost of any free hardware

2. 2–3 months of recent processing statements or sales data

3. 36-month ETF acknowledgment

4. ROI within 3-5 months

If an account generates $780 in monthly residuals and the free hardware balance is $2,000, the full $780 will be applied to the hardware balance for 2.5 months. After the balance is paid off, the sales representative will receive $390 per month.

3. Monthly Installments

• Hardware is paid in two (2) or four (4) monthly installments

• Payments are billed monthly and collected via credit card or ACH

• First installment is due at signing

Requirements:

1. No ETF applies unless explicitly specified by sales representative

4. Pay-in-Full

• The merchant purchases all hardware in a single upfront payment

• Payment is due immediately after signing via credit card or ACH

Requirements:

1. No ETF applies unless explicitly specified by sales representative

Installation Fees (Optional)

Sales representatives may add an installation fee at their discretion. If added, the installation fee is collected at signing of the proposal and is paid in full or can be paid via monthly installments.

NOTE: Free hardware programs cannot be guaranteed beyond their expiration date, which is 30 days from the proposal creation date. Any exceptions or modifications require explicit approval.